Northwestern Mutual

When To Buy Life Insurance FAQ: Timing For You


When do people start buying life insurance?

You’re never too young to start. If you don’t have coverage yet, now is a good time to explore the options and consider how life insurance could help you and your family be more financially secure.

How soon will coverage start?

Once you apply for coverage, your policy can be issued within a few days or up to a few months or longer. Factors that can increase or decrease this time frame are your age, the type of policy you are applying for, the amount of coverage and your medical history.